Yes, Echidna supports the European Payment Services Directive (PSD2) to meet regulations for securing new payments with authentication elements using a range of multi-factor authentication (MFA) methods.

Echidna enables adaptive risk engines to mitigate risk through a range of authentication elements and methods for different levels of authentication from SMS OTPs, Challenge/Response, to more contemporary QR code signing and advanced connected mobile tokens capable of transaction signatures with dynamic linking of the transaction context and addition of PIN, Fingerprint and other biometrics.